According to a study by the National Endowment for Financial Education, individuals who use a budget are more likely to achieve their financial goals than those who do not. A budget planner book can help an individual create a realistic budget and track their progress towards their financial goals.
In this article, we’re going over the best budgeting planners for 2023 and Beyond. Each of these planners can help you thrive financially by potentially saving you thousands of dollars thanks to the excellent budgeting features, the extra money-saving features like the expense trackers, and really just the ability to see your entire financial picture in one easy to view.
By the time you’re done with this article, you’ll know with confidence which of these budget planners is right for your situation.
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- Clever Fox Budget Planner [Best For Beginners]
1. Clever Fox Budget Planner
Pros
- Advanced planning features to help you plan effectively.
- Fasts and easy access.
- Thick No-Bleed paper
- Pockets to keep your bills and receipts.
- High-quality leatherette cover.
- Debt tracker.
- 226 sheet stickers.
Cons
- No ribbon marker.
- Rings get loosed with time.
- No sticker for dates.
Thoughts and Futures
The Clover Fox Budget Planner is the ultimate tool for managing your finances in one book. It helps you easily plan, track, analyze, and organize your financial operations.
It comes in an elegant gift box, making it a perfect practical gift for anyone trying to improve their finances. It comes with two sheets of stickers and an illustrated user manual to help you get the most out of using the planner.
The planner begins with a financial goal spread to set up to 10 life goals focused on financial growth. there’s another page that helps you to create mind maps of achieving your financial goals. This financial planner will help you focus on your strategy as you list the actions necessary to increase your income and decrease your expenses.
Other Features
The planner has 12 monthly sections and each section features a sturdy storage pocket for bills, receipts, and other loose papers.
The planner is undated, which means that you can start using it anytime and take a break without wasting pages. You begin every month by filling out the monthly planning page where you state your goals for the month, create a checklist with crucial tasks, and keep track of your income and savings.
There’s also a month calender to mark deadlines, appointments, and other important dates. You can create a detailed monthly budget based on eight predefined spending categories. You can later compare to your past earnings and how well you did.
There are pages for tracking your day-to-day expenses.
2. Gogirl Budget planner
Pros
- Easy to use and affordable.
- Habit tracker
- Expense categories to keep you more organized
- It helps you set financial goals and helps you achieve them too.
Cons
- No monthly calendar
- The expense section is too small
- Might be too small for some
Thoughts and Features
This affordable budget planner is the perfect planner for college students since it’s less expensive. The Gogirl budget planner is a practical, easy-to-use tool for managing your finances. The planner comes in a compact format and measures 5.3 X 7.7 inches so you can carry it in your bag and continue planning on the go.
It has two ribbon bookmarks and a back pocket for checks, receipts, and other loose papers. It has two sheets of budgeting stickers and a detailed user guide.
You can begin planning by setting up to seven financial goals for the year. Understanding what you want to achieve will help you figure out what you need to do to reach your targets.
Each monthly sections include spacious calendars to mark tasks, payments, deadlines and appointments, and a monthly planning page, where you can set four key goals for the month, plan upcoming purchases and bills, and track your income and savings.
3. Clever Fox Budget Book 2.0
Pros
- Undated budget planner
- Annual summary page
- Includes stickers
- Compact budget planner
- Savings tracker
- Inner pockets for bills and receipt
Cons
- Does not include a calendar
- It’s portable, making it too small for some people
- Expense categories to keep you more organized
Thoughts and Features
This is the second edition of the Clover fox budget book with more in-depth details and options. It’s a practical and easy to use tool for managing your finances. It comes in a compact format measuring about 5.3 X 7.7 inches, which means you can basically take it wherever you go.
The cover is made of a soft touch vegan leather, a durable protective layer for the thick no-bleed 120 pages. It contains 12 monthly sections which can last a whole year, with each month featuring diverse color scheme for easy navigation.
You begin every month by filling up a monthly plan where you can set your financial goals for the month, record upcoming expenses, bills, income, and savings.
Using all the features of this budget planner, you’ll be able to point out your bad spending habits and make short and long-term financial decisions to fix them.
4. Legend Deluxe Budget Planner
Pros
- No-bleed Pages
- Includes stickers
- Undated
- Savings tracker
- Inner pockets for bills and receipt
- Lays flat when opened
Cons
- Limited pages
- Not enough space for debts
Thoughts and Features
This planner will assist you to reach your financial goals and turn them into reality. It’s based on an advanced and proven goal-setting technique that will motivate, prioritize to-dos and tasks, achieve work balance, and crush your goals.
The cover of the planner is made of high quality vegan leather with thick 120 no-bleed pages with three ribbon bookmarks, expandable pocket to store receipts and bills.
The planner measures 5.5 X 8.3 inches having a 12 month spread and 52 weekly spreads. One of the most important feature of this planner is that all it’s layouts are undated so you can start using the planner anytime.
This is just a small part of what awaits you in this planner, it’s filled with tried and trusted tools that’ll help you plan, set goals, and strategies.
5. Clever Fox Budget Planner and Bill Organizer
Pros
- Debt tracker
- Large planner with more writing space
- Includes stickers
- Bills, Expenses, savings tracker
- Undated
- Inner pockets for bills and receipt
Cons
- Limited pages
- No ribbon for bookmarks
- Not enough stickers
Thoughts and Features
When it comes to budgeting planners, Clever Fox has made a name for itself. The Clever Fox budget and bill organizer is the ultimate tool to help your finances in one book.
With this planner, you can plan, track, analyze, and organize your financial operations easily. It comes in an elegant gift box making it a practical gift trying to improve their finances.
This bill organizer comes in a large format measuring 8 X 9.5 inches with sturdy binding. The interior pages are made of high-quality and are non-toxic. This is for most households and those that track money extensively.
6. Erin Condren Petite Financial Planner
Pros
- Includes inspirational quotes
- Portable Planner
- Includes stickers
- Bills, Expenses, savings tracker
- Spending checklists
- List markers
- Pencil case
Cons
- Limited pages
- Feels a bit flimsy
- No calendars
Thoughts and Features
This is arguably the best budget planner for beginners as it helps you tame your spending habits and helps you achieve control over your life and finances.
This planner will help you plan anything from daily, weekly, and monthly goals with its rich features and productive layout. Its cover is made of high-quality vegan leather with lined pages, dot grids, and graph paper.
The planner is easy and effortless to use that’s why it’s more suitable for beginners.
7. Boxclever Press Budget Planner
Pros
- Large planner with more writing space. Portable option available too.
- Bills, Expenses, savings tracker
- Undated
- Inner pockets for bills and receipt
- Holiday spending tracking
Cons
- Not enough stickers
- No calendars
- pre-filled sections
Thoughts and Features
Take control of your finances and achieve your financial goals with this Boxclever press budget planner book. It helps you keep your debt under control with its awesome features as you watch your savings and investments grow.
The planner measures 9.5 X 8.5 inches with a bill tracker to record all your regular bills. With this planner, you’ll be able to set financial goals and be to track them each month.
It comes with a spread to record your daily spending to keep and pockets for receipts, coupons, and bills, keeping you more accountable and organized.
Overall, this budget planner is will assist you in achieving your financial goals. It’s suitable for beginners.
8. Budget Planner
The budget planner is an undated money planner measuring 5.8 X 8.25 inches which include 12-month financial planning with well-structured monthly financial sections to help you manage your finance.
The planner features high-quality 100gsm white paper for easy writing and reducing ink leakage, erasing fraying and shade issues and provides clean writing space for your goals, plans, and reminders.
Final Take
Budget planners helps you achieve your financial with their inbuilt sections made up of tools to guide and direct you in your financial journey. There’s no planner that works best for everyone and purposes.
Every product mentioned here is among the best for those that seek to have control over their finances.
Let me know in the comments section which budget planner is for your needs.
Recommended: Tips For Finance | How to Save Money With a Financial Planner
